DSCR Loan Services for Small Businesses
Fast, No-Income-Verification Funding for Real Estate Investors & Entrepreneurs
DSCR Loan Services
Looking to grow your real estate or business portfolio without the red tape of traditional lending? Our DSCR (Debt Service Coverage Ratio) Loan Services offer a streamlined way for business owners and investors to qualify for funding based on cash flow—not personal income.
What is a DSCR Loan?
A DSCR loan evaluates your business’s or property’s ability to cover its debt obligations using rental income or business revenue. If your cash flow covers the loan payments, you're more likely to be approved — no W-2s or tax returns are required.
Key Features of DSCR Loans
No Income or Employment Verification
Loans from $100,000 to $5M+
Ideal for Real Estate Investors & Cash-Flowing Businesses
Flexible Terms: 30-Year Fixed, Interest-Only Options
Close in 10–21 Days
Nationwide Availability
A DSCR Loan (Debt-Service Coverage Ratio Loan) is designed for real estate investors who want to qualify based on a property's cash flow, rather than their personal income. These loans use the rental income of the property to determine eligibility, making them ideal for self-employed investors, LLCs, and individuals looking to scale their real estate portfolio quickly.
Why Choose a DSCR Loan?
✅ No personal income required
✅ No tax returns or W-2s needed
✅ Close in as little as 2–3 weeks
✅ Nationwide lending available
✅ Finance single-family, multi-family, and mixed-use properties
✅ Buy, refinance, or cash-out
✅ Loan amounts up to $5M+
✅ LLCs and business entities allowed